“The great thing is, all these habits are easy to learn and apply”, said George. Net Worth: How the millionaires tracked their net worth, income and expenditure. Learn how to make them self-reliant and motivated to create their own wealth. You could end up paying for their extravagant lifestyle your entire life. Offspring: One of the problems of second-generation rich is that they can feel entitled and unmotivated. Imitate: You’ll learn how to find wealthy people that fit your values and how to think like them. You’ll learn how to get out of the downward spiral. Low-key life: You’ll discover why everyone is obsessed with conspicuous consumption, and how we are brainwashed to spend every day. The book covers good debt, bad debt, how money is wasted, and how to build wealth on a small salary. The life of someone earning £1,000 a month will be very different from someone earning £20,000 per month. Live below your means: That doesn’t mean living like a monk. Them in tax-efficient ways, so you keep more of what you earn. Invest: The different asset classes to create multiple streams of income. “Once you learn to recognise your negative verbal programming,” said George, “you can retrain your mind to a Millionaire Mindset, which will help you to hold onto more money”. We all learn negative phrases such as “money doesn’t grow on trees,” or “money is the source of all evil”.

Most will view money as scarce and not important. Millionaire Mindset: As children, our parents program our attitudes towards money. MILLIONAIRE, which introduces the ‘MILLIONAIRE’ model to explain the seven habits. They interviewed several millionaires and published their findings in STEALTH Were there any common steps that everyone could easily do to become a millionaire, as fast as possible? The answer was “Yes.” The couple knew the steps they had taken to save and invest their money, but they wondered how other millionaires had achieved it? “Once we’d learned how to manage our money, we became millionaires and quit our jobs by the time I was only 39 years old,” said his wife Sarah Choy. “I came from a poor family and started in debt,” said George Choy, from Kent.” So, no matter your financial situation, it is possible to become a millionaire by following the well-trodden path and given enough time. Many people believe that millionaires were given the money by their parents - but that’s not true, as a survey by Fidelity Investments found that 86% of millionaires were self-made 1.

STEALTH MILLIONAIRE by George Choy